Have you been worrying because you don’t have a plan to protect you and your family in case of premature death, sickness or accident?
Do you stress about what would happen to your family, pets and mortgage if you lose your income?
Or you do have some form of life insurance, but you’re not sure it’s enough to protect you.
Would you have to move back in with your parents?
Would Centrelink payments be enough?
And what if you need nursing care?
At Chaston Financial Solutions, we know that life happens. That’s why we offer a Risk-Needs Analysis to properly assess your financial situation. Together, we can determine whether you’re at risk of losing the things you value most and then put a family protection plan in place.
The family protection plan includes:
- life insurance
- total and permanent disablement insurance
- trauma insurance, and
- income protection insurance
Why would you need income protection?
In the event of your disability or premature death, the last thing you want is to lose your income without any backup savings to replace it. How will you and your family survive?
With a Risk Needs Analysis, you’ll have an idea of how much money you would need if something was to happen to you. We’ll calculate the gap between your personal savings and your potential needs.
It’s the only way to be sure whether your current financial position and insurance offer the right amount of coverage. When you have so much at stake, you want to protect yourself and the people you love.
As you age, your financial, employment, family and health situations will evolve. You’ll also become more vulnerable. If your health declines, your needs and risks will increase.
You need to remember to analyse your insurance regularly to make sure you’re well covered during every stage of your life. But all this could get a bit too much or fall by the wayside. With a financial planner by your side, you’ll never forget.
We’ll help you select the right insurance
The good news is you’ve found a financial planner who will help you do all of this as well as make sure you don’t overspend on insurance.
Tell Chaston Financial Solutions what you want to achieve and we’ll do a complete insurance analysis to make sure you have your greatest risks covered. Then we’ll find the best insurance solution for your needs so you can rest easy.
Let’s get your insurance sorted, right away
It’s all too much to think about, isn’t it? Apologies, if we made you a little nervous. But it’s the truth and it happens to many people every year.
That’s why it’s important that you get the right family protection plan for your specific needs. All you need to do is speak with a Chaston Financial Solutions. We have experience in assessing the financial challenges you’re likely to face if you don’t cover these risks.
Want to know how to protect your family?