When it comes to super savings, women in Australia are likely to have significantly less than men. The average Australian woman retires with around half the balance of the average man. This is because women (still!) earn less than men for equivalent jobs and they’re more likely to have a career break to raise children. […]
How healthy is your superannuation?
All working Australians have superannuation but so few know what to do with it.
As your local financial advisor we help our clients to understand their superannuation.
We show you how to “look under the bonnet” to see the detail of their hard earned savings.
How is it invested, what life insurance is included, who will get my super if I die, are all my contributions being paid correctly? These are some of questions we can help you with.
Make sure your super is set for the long term with our 10 point superannuation health check.
Because we do superannuation all day and every day we know superannuation.
What the eyes see and the ears hear, the mind believes. Read more at http://www.brainyquote.com/quotes/quotes/h/harryhoudi672675.html Given how vital a successful superannuation plan is to your financial future, it makes sense to seek expert help. No matter what your retirement goals are or how soon you are planning to retire, a financial adviser can provide advice […]
Do you know the benefits and responsibilities of being a SMSF trustee? What structure will work best for your situation? Managing your own superannuation can offer greater control and access to a broader range of investment options such as shares, direct property and alternative asset classes not available to conventional super funds. However, you need […]
One of the most commonly asked questions about superannuation is about which type of fund to use. There is a lot of debate as to which category of fund is better than the other so it is important to understand the key differences, their advantages and disadvantages. Types of funds 1. Industry funds These are […]
Transition to Retirement Income streams were originally introduced in July 2005 to help Australians who wanted to transition to retirement via part-time work. By starting a TTR, you don’t have to retire to withdraw your super benefits. You can work part-time or full-time or even casually. There are three major potential benefits available. Boost your […]
As you approach retirement, it’s worthwhile thinking about what you want to do with your super. The Australian Government has made it possible for you to keep working while drawing down some of your super benefits. The policy, called transition to retirement (TTR), allows you to supplement your salary and maintain a comfortable lifestyle. This […]
While it is important to understand your superannuation and the integral role it plays in saving for your retirement, it is just as important to know when and how you can access your money. You don’t have to wait until you’re retired to start thinking about accessing your super. Generally speaking, you can access your […]
With all that’s happening in financial markets at the moment, it’s only natural to be looking for help to make sense of it all. Like all of us, you want to know what the changing markets mean for you, your family, your savings and your future. And when it comes to seeking financial advice, the […]
Given how vital a successful superannuation plan is to your financial future, it makes sense to seek expert help. No matter what your retirement goals are or how soon you are planning to retire, a financial adviser can provide advice to maximise your financial security. A financial adviser can help you assess your current financial […]
Have you worked for more than one employer in your career? How many super statements did you receive last year? If you found yourself thinking “I didn’t know I even had that super fund” or if you have lost track of your funds over the years as you have changed employment, then super consolidation may […]