As the dust settles from the Christmas and New Year celebrations, many families want to put their finances under control to recoup money spent over the holidays, increase their savings and put a stop to overspending. If you plan to do the same, the first step is to build a family budget to show how […]
We live, breath and deliver a local financial planning service.
Our aim is to provide a local and tailored financial planning service to help our clients to make more confident financial decisions.
As your local financial advisor we specialise in: life insurance, superannuation, retirement planning and aged care advice.
Our aim is to help our clients to identify and achieve their financial and lifestyle aspirations.
This provides the foundation of our service which is tailored and personal to our clients to help them to understand their options.
The astute and practical financial advice that we provide helps our clients to make more confident financial decisions.
At a recent meeting with some fellow business owners, we had a brainstorming session to identify common misconceptions that stop people seeing a financial planner. I’m talking about people who already know that they have financial challenges and that they need to see a financial planner. What’s stopping them from picking up the phone to […]
Why most family budgets fail? So many families set out with good intentions to get their spending under control. They write down everything they spend, they look for the food specials at the super market and even stop going out every week. Yet, so few succeed. They say: “I spent ages setting up the budget […]
A white paper exploring the key issues employees should consider CFS Architects white paper 15112013_v2 UC changes
A practical guide to get your money back on track Because I help people who are struggling with debt and money problems, about twice a week I receive a phone call from a first-time caller in financial difficulty. My first question to them is “Can I help?” And during our conversations, they tell me what […]
How to live the life you really want – a 5-step process to help you find your way When was the last time you gave yourself permission to daydream? To close your eyes, relax and let your mind wander to some future time and place where you are doing just what you want to do? […]
When it comes to super savings, women in Australia are likely to have significantly less than men. The average Australian woman retires with around half the balance of the average man. This is because women (still!) earn less than men for equivalent jobs and they’re more likely to have a career break to raise children. […]
It is very easy to let emotion control our investment decisions when experiencing market volatility: especially when we are being bombarded with constant media coverage reporting gloomy performance and falling share prices. Many people put off investing simply because they don’t know when to start – they are seeking “the best time”. Others who are […]
In 2016, Share market volatility has become a daily part of news headlines. The unusual volatility that has taken hold of financial markets in recent weeks is resulting in some impressive moves up in asset prices and many more harrowing declines. Analysts suggest this will be with us for a while. It’s only natural to […]
Who is helping you to review what you really need….and what you want? One of the biggest challenges we have when planning for our financial security is determining the difference between what we really need…and what we’d like. Working with a financial adviser can help identify the difference. This happens when the relationship is first […]