Have you been struggling to save up but don’t know where the money is going?
Would you like to get a clear picture to show why you’re in debt?
What about your budget? Do you have one?
And are you confident that there will be enough to support you and your loved ones?
If you would like to start sleeping better at night knowing that your finances are in order, then it’s time we look at your cash flow. Let’s look at what you need to do to budget for the future.
With a Personal Cash Flow Analysis and a budget that’s easy to implement, you’ll track how your personal finance is performing so you can achieve your financial goals.
That’s how we get your financial ducks in a row.
Why would you need a Cash Flow Analysis?
If you want to know what you’ve been doing wrong – or right – you need to look at where your money is coming from and what’s draining it from your bank accounts.
This way, you’ll know exactly what to focus on to improve your personal finance planning and budgeting. The aim is to make sure you’re not spending more than you can afford.
And because you’ll be tracking what you’re receiving and spending, you’ll have greater control over your money, especially if you want to start saving up for a more comfortable life.
It’s only then that you can predict how much you can afford to spend on the things you’ve been dreaming about.
We’ll regularly review your cash flow
Chaston Financial Solutions will give you detailed reports to help you understand every aspect of your finances, including:
- your financial position
- how much you’re saving and losing
- what you can actually spend
- how much to cut back and where to reduce
- how much you hold in (scattered) assets
- how long it would take to achieve your financial goals.
With this information on paper – and without the jargon – we’ll explain the best solutions for your situation and help you set milestones to achieve your goals.
What happens next?
Once you understand your current financial position, it’s time to design your budget.
At Chaston Financial Solutions, we strongly believe that budgeting is key to financial success. It will be your financial plan that would guide you to better manage your monthly, quarterly and annual cash inflows and outflows.
Its purpose is to:
- offer you a simple tool to express your financial goals and objectives
- guide you as you keep track of your performance against your life goals and objectives
- help you make changes to your spending habits so you can stay on track
- give you the opportunity to add new goals that are more realistic.
We’ll look at what you’ve been doing and then use the data to make financial projections in the long run. This will take various things into consideration to allow time to protect your finances. They include your income, savings, health, well-being, and family issues.
If you’re saving up for important milestones (e.g. to buy a new home or to pay for your child’s education), then we’ll work together to create a budget that helps you achieve these short-term goals without affecting the work you’re doing to achieve the long-term ones.